Unit Head of Credit Risk Management Policy

About the role

FE CREDIT is seeking a senior professional to lead the Credit Risk Management Policy Unit for its XSTU & LG segment. The role focuses on shaping and overseeing credit risk policies for credit card and consumer lending products, ensuring alignment with business strategy and the evolving socio‑economic environment.

Key responsibilities

• Develop, monitor and adjust credit risk management policies for credit card and consumer loan products targeting the XSTU & LG segment.
• Design and refine application processing and credit underwriting procedures to support business goals.
• Ensure policies comply with regulatory requirements and internal risk frameworks.
• Collaborate with product, analytics and operations teams to integrate risk considerations into product design.
• Provide guidance and oversight to the policy team, fostering continuous improvement.

Required profile

• Minimum 5 years of experience in credit risk management, policy development, underwriting or quality control.
• Proven ability to lead a team of five or more professionals (preferred).
• Strong understanding of banking risk policies, procedures and risk management principles.
• Experience with loan origination systems (LOS) and related technology.

Required skills

• Credit Policy
• Credit Risk Management
• Credit Underwriting
• Credit Quality Control
• Loan Origination System